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Accessing property wealth is an important way by which you can maintain or improve your lifestyle. If you own your own property, are aged 55 or over and would like to utilise your housing wealth to provide additional capital or income, equity release could help.
The lifetime mortgage is a specialist lending product that enables you to release tax-free cash from the equity locked in the value of your home.
There is no requirement to make any monthly repayments for the life of your plan and you will still retain complete ownership of your property.
The equity in your home is calculated by taking the value of your property and deducting any mortgages or secured loans you have against it.For example, if your property is valued at:
£1,000,000 with no mortgage or debt
By becoming a Bower Private Client, we can discreetly and professionally assist you in accessing your housing wealth in the form of tax-free funds paid directly to you.We recommend you book a free, no-obligation consultation with your Private Client Adviser to find out how much you could release and how our bespoke terms and products can be tailored to your financial goals.During this consultation, which takes place in the comfort of your own home, your adviser will be able to answer any questions you may have and discuss all your financial options with you.In addition, they will explain the fees and costs associated with accessing your property wealth. Fees are tailored to your individual circumstances however the maximum advice fee will be no more than £1842.
There is absolutely no time pressure with our service – our priority is to ensure you receive the best possible advice and service throughout.Importantly, if your Private Client Adviser believes there is a better financial option for you at this time, he or she will tell you. It is all part of the Bower Promise.
Arrange your free, no-obligation initial consultation with your Private Client Adviser and discover what our personalised, first-class retirement lending service could do for you.