What is a Lifetime Mortgage?

Welcome to Bower Private Clients – Specialist in personalised retirement lending solutions dedicated to high net worth individuals.

Our first-class, personalised service will enable you to convert your housing wealth into tangible, tax-free cash without the need to sell your home or make monthly repayments.

As a customer of Bower Private Clients you will be afforded access to bespoke terms and products, specialist underwriting and a dedicated Private Client Adviser who will take care of everything for you throughout the process.

The lifetime mortgage is a specialist lending product that enables you to release tax free funds from the equity locked in the value of your home and may be a good option for you to consider.

The amount you can release is based on your age, health and property value.

With a lifetime mortgage, you retain complete ownership of your property. There are no mandatory repayments to make as the interest that accrues over the life of your plan is added to the amount that you owe. You may choose to make payments, but, generally, the capital and interest is only repayable when the plan comes to an end – usually when you pass away or move into long-term care.

Your Private Client Adviser will be able to answer any questions you may have and will deliver a tailored service based on your individual financial goals and targets.

There is absolutely no time pressure – our priority is to ensure you receive the best possible advice.

Request contact from a client specialist